Health Insurance Insurance Apps

Navi Health Insurance App Review | Full Guide

In this article, we will discuss about Navi Health Insurance App.

In the current scenario maintaining your health is a challenge.

It isn’t easy to keep up with a routine. Due to this, we may face health-related issues.

Whenever we are sick, we go to the doctor; if the problem is mild, we may not have to pay much, but in case you are diagnosed with a long-term illness or need surgery, in that case, the expenses may cost you a fortune.

Health insurance is the best option for cases like this.

Sometimes, You cannot continue your treatment because of a shortage of money in this type of situation, and health insurance will cover most of your expenses.

If you already have health insurance, your expenses are all covered, but if not, then you end up paying more than you imagine.

You might think that taking health insurance is r a hectic task, but what if we tell you it is just as easy as taking an instant loan.

Does it feel like a dream?

Among all the other insurance companies in the market, Navi Health insurance is one of the trustworthy insurance companies.

In this article, we are going to discuss more on this health insurance app.

Mainly focusing on this application details, the procedure we need to follow while applying for insurance, and the eligibility criteria.

What is Navi Health Insurance App

Navi Health Insurance

About the Company

Navi health insurance(earlier known as DHFL general health insurance) is one of the trustworthy insurance companies in the market.

This company was launched in December 2018 by Sachin Basan(co-founder of online e-commerce app Flipkart) and Ankit Aggarwal.

Navi Health insurance will provide you an instant health coverage of 1 crore.

This company follows paperless transactions.

The company wants to build an environment that will help resolve all the issues of the new generation of customers.

Also, the company wants to keep all the processes simple so that anyone can apply for health insurance hassle-freely.

KreditBee is a Bangalore-based company.

Who can apply for insurance?

This health insurance company provides insurance for an infant as well.  If your child is 91 days old, you can apply for this insurance.

These infant’s insurance can be covered with at least their parents.

The minimum age for insurance is 18 years for an adult.

There is no maximum age limit for applying for the 2lakh rupees insurance.

Whereas, for all the other kinds of insurances, the maximum age limit is 70 years.

How to apply for Navi Health insurance

The Navi health insurance App’s design is quite simple. Anyone from anywhere can easily understand the steps and apply for insurance.

You can follow the below steps to apply for a loan:

  1. Download The Navi health insurance app from the Google play store.
  2. Then you can register yourself in the app via your phone number.
  3. After registration, you can select the health insurance scheme according to your need.
  4. After you choose your preferred scheme, you can fill in the required details.
  5. The next step is to upload the required documents as per the insurance scheme.
  6. Once all the documents are verified, you will receive the health insurance money in your account.

You must read all the scheme-related documents carefully before agreeing to any terms and conditions.

The company will give you 15 days to cancel or reject the scheme option.

If you choose to reject the scheme within this time, there will be a minimum amount deduction.

Otherwise, you will have to pay a lot more cancellation money.

Also Read: Is It Worth To Buy Health Insurance?

Required Documents

Insurance companies approve the applications only for those individuals who are known to the company.

Hence, KYC is another factor that determines the approval of your insurance claim.

The Navi Health insurance company only requires these documents for KYC completion.

  1. Aadhar card
  2. Pan Card
  3. Ration card
  4. 2 passport-size photographs.

You can upload all these details on the app.

Types of Plans offered by Navi

Navi health insurance company offers various types of insurance plans. All these insurance schemes are quite affordable.

Some of the top health insurance schemes offered by Navi are:

1. Navi cure Policy

This insurance scheme is super affordable for you and your family.

Navi also gives you the complete rights to add or remove any member form coverage. According to this plan, you can choose a sum insured ranging from 2 lakh rupees to 1 crore rupees.

You can add your entire family to this scheme. This policy has several benefits such as health assessment, free health check-ups, counseling, etc.

2. Navi coco seasonal byte policy

This insurance scheme will cover all seasonal health-related issues, like malaria, dengue, swine flu, etc.

It will also cover all other expenses like pre-hospitalization expenses, post-hospitalization expenses, ambulance expenses, etc.

According to this plan, you can choose a sum ranging from 2500 rupees to 2 lakh rupees.

Please note that this scheme has 15 days waiting period.

3. Navi Corona Kavach Policy

This short-term policy covers the customers’ hospitalization fees if he is positive against the Coronavirus.

Anyone whose age is between 1 day to 65 years. They can choose the duration of this policy according to their requirements, for example.

They can select between 3.5 months, 6.5 months, or 9.5 months. According to this plan, you can choose a sum ranging from 50000 rupees to 5 lakh rupees.

It will also cover all the hospitalized expenses like 15 days pre-hospitalization expenses, 30 days post-hospitalization expenses, ambulance expenses, home care expenses, etc.

There are many other policies available on the Navi app. You can read about all of them and select the one according to your requirements.

Also Read: Which Is The Cheapest Health Insurance plan In India?


App Rating: This application is rated 4.3 out of 5

App Downloads: More than 6700 people downloaded this application from the play store. This application is also available in the Apple store for iPhone users.

Pros:  This app is easily understandable, the schemes are affordable, and customers receive answers to all the queries in a short period.

Cons: Some customers received failed payment messages after the completion of the payment process.

Postal Address:

Navi General Insurance Limited, 4th Floor, Salarpuria Business Center, 93, 5th A Block, Koramangala, Industrial Layout, Bangalore – 560095

Frequently Asked Questions

1. How can we contact the Navi health insurance app in case of an emergency?

Ans: In case of any emergency or, clarifications you can dial this helpline number: 1800 123 0004 or, you can mail the team at [email protected]

2. Is the Navi health insurance App fake?

Ans: No, the Navi health insurance application is not fake.

This application helped a lot of people in their time of need. More than 6700+ users trust this app.

3. What is the benefit provided by this app?

Ans: Some of the key benefits are: pr- hospitalization, post-hospitalization, organ donor expenses, ambulance expenses, vaccination, etc.


In this article, we learned about the complete details of the Navi health insurance app.

It is a trustworthy insurance company as it registered itself under government rules.

This app covers health insurance for any individual who meets all the criteria.

Any Indian citizen within the mentioned age limit can apply for insurance coverage.

If you want to apply for health insurance, this app is the best available one in the market.

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By Kapil Garg

I am a professional Loan and Insurance advisor with an approved license helping people with my services like Loans, Retirement Planning, Investment Planning.

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