Yatra SBI Credit Card Benefits, Review and features 2023

Yatra SBI Card is ideal for frequent travellers because it offers a variety of benefits to ensure a pleasant and cost-effective journey.
It also provides rewards points, welcome gifts, and a waiver of fuel surcharges, among other things.

If you’re always on the go, this Yatra SBI Credit Card is ideal.
It is simple to redeem for attractive options in a variety of categories, including travel, premium products, and more.
The rewards programme is adaptable and a good Redemption programme.

Yatra SBI Credit Card is extremely useful for travellers. It costs Rs. 499 per year and includes a variety of travel benefits. Customers who use this credit card will gain access to airport lounges, an air accident insurance policy worth Rs. 50 Lakhs, and welcome gift vouchers, among other benefits.

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Highlights of Yatra SBI Credit Card

The annual fee is Rs. 499.
Ideal for travelling.
Welcome, Present Yatra.com gift cards worth approximately Rs. 8,250.
6x points on Department Store, Grocery, Dining, Movies, Entertainment, and International purchases.
Waiver of the 1% fuel surcharge.

Benefits for travel offered through Yatra SBI Card

When you sign up, you will receive Rs.8,250 in Yatra.com vouchers.
If you take a domestic flight that costs at least Rs.5,000, you will receive an additional Rs.1,000 discount.
For international flight reservations of Rs.40,000 or more, a Rs.4,000 discount is offered.
You can get 20% off if you book a hotel in the domestic market for Rs.3,000 or more.

Features and Benefits of Yatra SBI Card

1. Joining Benefits:

Two Rs.500 vouchers for domestic travel within India.
Two vouchers worth Rs.1,000 each for a single international trip.
A Rs.750 voucher that can be used to make hotel reservations.
A Rs.1,500 voucher for the purchase of a Domestic Holiday Package.
A Rs.3,000 voucher for the purchase of an International Holiday Package.

2. Rewards package:

Earn six points for every Rs.100 spent on department stores, groceries, movies, dining, and entertainment.
1 Reward Point for every Rs. 100 spent on other categories.

3. Benefits based on spending

When you spend Rs.1 lakh in a year, your membership fee is waived.

4. Lounge access:

Each quarter, you will receive two free lounge visits at an international airport.
Waiver of Fee Surcharge A month’s worth of fuel surcharges are waived.

5. Insurance for free

A free Rs.50 lakh Air Accident Insurance policy

6. Transfer of balance

Credit owed on another card can be transferred to the Yatra SBI Card via ‘Balance Transfer.’

24/7 support

Yatra SBI Cardholders can get help by calling the SBI Card Customer Helpline.

Here’s how the offer will work:

Vouchers

When you sign up for this travel card, you will be able to take advantage of Rs.8,250 in Yatra.com vouchers.

Two Rs500 vouchers to be used for domestic travel.
Two Rs1,000 vouchers for international travel.
One voucher for a hotel booking worth Rs.750.
One Rs 1,500 voucher for the domestic holiday season.
One Rs.3,000 voucher to be used for International Vacations.

Deal including Yatra promo code: TRAVEL

Discount of Rs.1,000 on minimum domestic flight bookings. The reservation fee is Rs.5,000.
Discount of Rs.4,000 on international flight bookings with a minimum reservation amount of Rs.40,000.
Domestic hotel bookings with a minimum booking amount of Rs.3,000 receive a flat 20% discount (up to Rs.2,000).
The customer may use the promotional code six times per calendar year.
The offer can be used on any three options in any combination, for example, twice for domestic flights, twice for international flights, and so on.

Rewards points

You earn rewarding reward points every time you use your card.

For every Rs.100 spent, you will receive 6 Rewards Points. Department stores, groceries, dining, movies, entertainment, and international spending are all included.
1 Reward Point is awarded for every Rs.100 spent in other categories.
Reward Points can be redeemed for Yatra vouchers (1 Reward Point equals 25 Paisa)

Fees and Charges:

Extended credit finance charges can range from 3.345 percent per month to 40.2 percent per year.

The cash advance limit is up to 80% of the credit limit.

Cash advance fees can range from 3.35 percent per month to 40.2 percent per year.

Fees for cash advances:

SBI ATMs and ATMs = 2.5 percent of the amount spent.
International ATMs = 3 % of the amount spent.

Cheque fee = Rs.100.

The payment dishonor fee is 2% of the amount.

Late payment fees:

Rs.100 for any amount owed that is more than Rs.200 and up to Rs.500.
Rs.400 for amounts payable in excess of Rs.500 but not exceeding Rs.1000.
Rs.600 for Total Amount Due greater than Rs.1000 and less than Rs.10,000.
Rs.800 for amounts payable in excess of Rs.10,000 but not exceeding Rs.25,000.
Rs. 995 for the Total Amount because it exceeds Rs.25,000.

Eligibility for Yatra SBI Credit Card

You must meet certain eligibility requirements to apply for a Yatra SBI Credit Card. The eligibility requirements are summarised below:

The age range is 21-65 years old.
You should be able to build a solid credit history.

The documents needed to apply for a Yatra SBI Credit Card

1. Identification proof and residential document:

Voter ID Card
Driver’s Licence
Passport
NREGA issues the job card
Bill for utilities (not longer than two months older)
Receipt of Municipal or Property Tax
Pension letter

2. Permanent Account Number (PAN) Card

3. Evidence of income

The documentation should include your registered phone number and email address. A self-attesting agent must certify all documents.

How to Apply for Yatra SBI Card Online?

You can apply for a Yatra SBI Credit Card online at the SBI website.

You can request the card through the SBI bank app or website by following these steps:

Navigate to the SBI website.
Choose the “Credit Card” option.
Select ‘SBI Cards’.
Click the “Yatra SBI Card” tab and then the “Check Eligibility” tab.
Fill out the required information to see if you qualify for the card.
If you meet the eligibility requirements, you may proceed to the online application page.
Following the completion of the application form.
To complete your application, upload the required KYC documentation.
After completing the application, you will be given an Application ID.

Using the Application ID, you can check the status of your SBI Yatra Card application.

SBI Yatra Credit Card FAQs

1. Do I require an additional cardholder for this Yatra SBI Card?

SBI does allow you to add an additional cardholder who is at least 18 years old.

2. How much does it cost to replace cards charged by SBI to Yatra SBI credit card members?

To replace damaged or lost cards, State Bank of India charges a fee of Rs.100.

3. Is there a minimum redemption threshold for Yatra SBI customers?

To redeem a reward, you must have a minimum of 1,000 reward points on your Yatra SBI credit card.

4. What exactly is an Add-on Card?

An add-on credit card is an additional card that you can apply for with your primary credit card that includes all of the benefits of the primary credit card.

5. What exactly is Flexipay?

Flexipay is a service that allows current SBI credit cardholders to divide large purchases into manageable monthly payments. Anyone with an SBI Card who has a transaction worth more than 500 can convert it to Flexipay in just 30 days.

6. What if I want to transfer the balance to another bank-issued credit card?

Yatra SBI Card offers the ‘Balance Transfer’ option, which allows you to transfer your current balance to another bank’s credit card.

7. Is the SBI Yatra credit card accepted internationally?

Yatra SBI Card is accepted in over 24 million Visa locations worldwide, including 3,25,000 in India.

8. Do SBI Credit Card Reward Points have an expiration date?

Yes, reward points do expire after two years.

9. Is it possible to apply for a Yatra SBI Credit Card online?

Yes, without a doubt. Yatra SBI Credit Card applications can be submitted online.

10. What if my credit card is stolen or lost?

If you suspect that your credit card has been stolen or lost, contact the credit card company’s customer service department. You can also file a loss report by logging into the Net Banking website.

11. I reported my credit card theft, but I only recently discovered it. How should I proceed?

Don’t use it if you find your credit card after reporting it lost. You can destroy the card by cutting it, taking care not to cut through the card’s chip.

12. How can I use my reward points?

Redeeming reward points is simple. Log in to your Net Banking account, search for available reward points, and then make them available for redemption. You can also contact customer service and exchange your reward points for items from an entire catalogue.

13. What can I do to confirm my credit card eligibility?

You can find out if you qualify for a Yatra SBI Credit Card by applying through CreditMantri and establishing your credit profile.

14. What are the annual and joining fees for the Yatra SBI Credit Card?

The joining fee is INR 499, and the renewal fee is INR 499.

15. How can I confirm my eligibility for the Yatra SBI Credit Card?

To be eligible for the Yatra SBI Credit Card, you must be an Indian between the ages of 21 and 60 with a steady source of income. The card is available to both self-employed and salaried workers. To be eligible for an add-on Yatra SBI Card, the applicant must be at least 18 years old.

Yatra SBI Credit Card Review

Yatra SBI Credit Card is one of the best credit cards for travel because it offers discounts on tickets and redeemable rewards points for every Rs.100 spent, and the fuel surcharge is waived with ease of bill payment. This is one of the best travel cards available.

Things to be aware of

Cheques made payable outside the clearing zone will not be accepted. They only accept payments in the form of local cheques or draughts made payable to Delhi.
All taxes are levied at the current rates of all Fees, Interests, and Charges.

For assistance, please contact the SBI Card helpline at:

Dial 1800 180 1290

The information in this document is current as of October 2014 and is subject to change at the sole discretion of SBICPSL. The most important terms and conditions for SBI Card can be found at sbicard.com.